Company Description

Pro 1 Processing is an independent , locally owned and operated contract mortgage processing company currently serving Florida,Virginia,Maryland,California, Mississippi,Michigan, Pennsylvania and Texas. We have put together a complete team of experts in the mortgage processing industry. Our services are professional ,efficient, and customized to our clients needs.

Job Description

This qualified candidate will be responsible for preparing and packaging loans from the beginning of the application to closing by working closely with the underwriters and loan officers through the entire mortgage process, including verification of all documentation submitted.

Job responsibilities:

Work effectively with clients, assist loan officers & process files simultaneously. Manage time & resources to ensure work is completed timely, efficiently & within established deadlines.
Receive mortgage applications from loan officer, review all imputed information in Encompass to verify accuracy of the data, properly send initial & final disclosures to the applicant, order flood certifications & fraud guard reports;
Review files submitted to verify that all the required documentation needed has been supplied, submit the file to obtain an AUS approval & pass on to Underwriting Department;
Upon receipt of file from underwriter whether suspended or approved, work closely with loan officer to obtain & review all documentation received by applicants as requested by the underwriter;
Verify with third-parties such as employers, banking institutions, credit bureaus & any other sources to make sure all information provided is accurate;
Prepare all documentation for the submission of final credit clearance to the underwriter;
Handle all administrative functions for reporting loan officer.

Qualifications

Minimum of 4 years of residential mortgage loan operations, processing & sales administration experience;
Must have analytical & auditing skills, as well as a firm grasp on math;
Must have working knowledge pertaining to compliance regulations governing mortgage lending & loan processing;
Must have knowledge of broker processes & guidelines for any loans that may be sent to an acceptable broker;
Must have experience in automated underwriting systems such as Encompass;
Must be highly organized, pay strong attention to detail & accuracy;
Excellent computer skills, customer service & communication skills.

Additional Information

All your information will be kept confidential according to EEO guidelines.